Which benefit specifically provides coverage against income loss due to non-work related disability and may continue for an extended period?

• A. Short-Term Disability Insurance
• B. Vision Insurance
• C. Long-Term Disability Insurance
• D. Flexible Spending Accounts

Answer: (C)

The main concept is protecting income when illness or injury prevents you from working, specifically for disabilities not caused by your job and that can last a long time. Long-Term Disability Insurance provides ongoing income replacement after any initial waiting period and can continue for years or until you reach retirement age, which matches the description of coverage that lasts for an extended period during a non-work related disability. Short-Term Disability covers only a brief period, Vision Insurance pays for eye care costs rather than replacing income, and Flexible Spending Accounts help with eligible expenses using pre-tax dollars but do not replace lost income.