Which of the following is a qualifying event for COBRA continuation coverage?

• A. A promotion
• B. A new job
• C. Reduction in hours
• D. A salary raise

Answer: (C)

The key idea is that COBRA continuation coverage kicks in when something changes that would cause you to lose your employer’s health plan. A reduction in hours can make you ineligible for the group plan, so you’d be able to elect COBRA to keep your coverage for a limited time. The other options don’t cause loss of coverage under the plan—promotion, starting a new job, or a salary raise typically don’t trigger COBRA.