Which benefit covers optician and optometrist services, including annual checkups, glasses, contact lenses, and surgery?

• A. Short-Term Disability Insurance
• B. Dental Insurance
• C. Visual Health Plan
• D. Vision Insurance

Answer: (D)

Eye care benefits are provided through Vision Insurance. This type of plan is designed specifically to help with services from eye care professionals—annual eye exams, glasses, and contact lenses—and it often offers coverage or discounts for procedures related to vision, such as refractive surgery. Because it targets eye health and eyewear, it best matches the items listed, including checkups and eyewear, and in some plans may include coverage for vision procedures.

Short-Term Disability focuses on income replacement during illness or injury and doesn’t cover eye care. Dental Insurance covers dental services, not eye care. Visual Health Plan isn’t a standard, widely used category for eye-care benefits, whereas Vision Insurance is the established option for this purpose.